With all the presentations we have made to credit union managers, no one has said no to the program yet.  And why would they?  With our program everyone wins.  Members save thousands of dollars and get great service.  And, the credit union gets more business from its members  Here's what some credit union professionals have said about the  CU Discount Real Estate System Program ...

"I really wasn’t planning to sell my home at the time I bought into the program. But, it was such a great deal I thought I would try it out. I called them up and at my convenience, a licensed agent came out to my home. I listed my home on Saturday. By Monday I had people coming to see it, and in less than 10 days I had a contract. The quality service I got was equaled to the great discount I received compared to a traditional Realtor. I listed my home for $150,000, and normally would have paid a 6% commission, or $9,000. Instead, I listed with the credit union’s discount real estate broker and only paid 4%, or $6,000. I actually saved $3,000. And all for doing nothing more than I would have done anyway – use a professional Realtor.

After I had my house sold, I need a place to live, so, I tapped into the CU Discount Real Estate System Buyers program.  Once again, the CU Discount Real Estate System, was there to assist. I think the world of my agent. He was promptly there every time I need his help and wasn’t pushy or aggressive; just provided me with all the information I needed. My Realtor negotiated a great price for me, and always provided me sound advice. And, I got money back at closing as a seller-paid buyer credit. That never happens.  I purchased a home for $280,000. Again, just for using a service I would have used anyway – a professional Realtor – I got back as a seller-paid buyer credit at closing $1,680. No one else offers anything to the buyers, and it helped pay attorney’s fees and other closing costs.

As a consumer, I walked away from the dual transaction of selling my old home and buying another, with an extra $4,680 in pocket, as a credit union official, I felt ecstatic that I can offer this same great service to my members, and tell them personally what a great experience the CU Discount Real Estate System makes when selling and buying a home."

Mariann Mann

CFO of Essex County Employees FCU

 

"We want our members to come to the credit union before they go to their local real estate agent. That way we can help them sell their home, get the home of their dreams, save thousands of dollars, and get them committed to our mortgage program.  But even if our members don’t use our mortgage program, they can still get their home through the credit union. This gives us further opportunity to enhance our image as their primary financial institution."

Rina Pantano

President/CEO of Gateway FCU

 

"I wish we had the discount buyer program when I bought my home.  The fact that 6% commission is not "The Law" is probably the most valuable pearl of wisdom I can pass on to our members. The money our members will save with this program, can be used for mortgage closing costs or other expenses."

Milt Hershberger

CEO of ABCO Public Employees FCU

 

"Our board was very impressed with A Home For Sale Realty’s credit union discount real estate program. They loved that I could present to them a new innovative program involving no risk, no expense, and no extra effort that provides excellent savings and value for the member. I am looking forward to all the credit unions in South Jersey being a part of this new discount network. I can’t understand why any credit union in the state wouldn’t participate, if they truly believe in putting service to members first."

Don Stiles

CEO of Deepwater Industries FCU

 

"When we heard about the program, we were intrigued.  We had planned on selling our home anyway, so we gave A Home For Sale Realty the opportunity. They came out to our home, gave us a professional presentation, and listed our home. Within a week, we had a contract in negotiation, and we are now closing on our old home and have already moved into our new one." -- Glenn South

Glenn South

CEO of County Educators FCU 

 

"Credit unions exist to assist their members in achieving financial self-sufficiency.  Today, most borrowing decisions are made when and where the member makes the buying decision. Therefore, credit unions must supply information and value on the purchase of the home if they expect to be a part of the financing. Members that don’t have complete information, risk paying too much."

"I’ve been teaching asset liability management for more than ten years. I’ve always said that marketing and finance must work together in order to get positive results. That makes the CU Discount Real Estate System and our mortgage department the perfect example of a successful ALM practice."

 

Carolyn Warden

Former President/CEO of NJ Gateway

 

"The ink was not even dry before A Home For Sale Realty's Credit Union Real Estate program had it's first potential home seller. When I told the first member I saw about the new discount real estate program, he immediately asked if he could use my phone to call A Home For Sale for an appointment."

 

CEO

West Orange Municipal EFCU

 

"I like to be a front runner when it comes to introducing new programs.  believe that my credit union members will have an advantage over others by having this unique money saving program available to them."

Paul Ladd

CEO of Several NJ Credit Unions